Chargeback
BIN Lookup
Instantly identify the issuing bank, card brand, type, country of origin, and other key details with a single BIN lookup.
Enter the first 6 digits of your card number
Scheme / Network
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Type
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Issuer
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What is a BIN
(Bank Identification Number)?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), refers to the first 6 to 8 digits of a payment card. This unique code identifies the financial institution that issued the card and provides valuable data about the card type and origin.
Businesses rely on BIN information to validate transactions, detect high-risk activity, and prevent chargebacks. It’s a critical tool for fraud prevention and payment optimization.
Why use a BIN lookup tool?
A BIN lookup tool is essential for businesses that process online payments. By entering the first 6 or 8 digits of a card, you can instantly identify the issuing bank, card type, brand, and country of origin. This information helps you validate transactions, reduce fraud, and prevent costly chargebacks.
Knowing these details allows you to make smarter decisions before fulfilling orders. For example, you can spot prepaid or high-risk cards, detect mismatched locations, and block suspicious transactions. It’s a simple yet powerful way to improve security, reduce losses, and protect your revenue.
Who benefits from BIN lookup?
BIN lookup is useful for ecommerce businesses, payment processors, fintech platforms, and fraud prevention teams. Merchants can avoid shipping to fraudulent buyers, while processors use BIN data to optimize routing and improve approval rates.
Fintech companies and SaaS platforms also rely on BIN information to verify user details during onboarding and prevent identity fraud. Whether you sell products online or manage digital transactions, BIN lookup gives you the insights needed to operate safely and efficiently.
Frequently asked questions
Here are the most frequently asked questions we get about Chargeback.
Yes. Chargeback alerts are the best way to keep your processor happy. Lowering your chargeback rate helps you avoid money holds, fines, rolling reserves, and even getting shut down.
Chargeback is a chargeback prevention service designed to do exactly what its name suggests—prevent chargebacks.
We achieve this by alerting you about transactions in which the customer has just requested a chargeback. We will then automatically refund these transactions before they escalate into chargebacks.
This helps reduce your chargeback rate, lower fees, and minimize potential payment processor issues.
Currently, we support Stripe, Shopify Payments, Braintree, Chargebee, and Recurly. We also plan to expand our integration to include Authorize.net and Airwallex.
You're only charged when we provide an alert. And every alert is a chargeback stopped. For a more detailed overview, please visit our pricing page.
We have no onboarding fees, no contracts, or monthly minimums. Chargeback is free to start, and we only charge per alert.
A chargeback alert notifies you of incoming chargebacks 24-72 hours before they're officially filed.
This allows you to automatically issue a refund to avoid the chargeback. Reducing your chargeback rate, lowering fees, and minimizing potential payment processor issues.
Integration with your payment processor typically takes a few minutes. Depending on the system you activate, we aim to have you live within 12 hours.
Yes, you can cancel our service at any time.
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