Recover Payment Reserves & Unlock Accounts
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Regain Access to Your Held Funds — Fast
If your payment processor froze your funds or limited your account, we help you recover what’s rightfully yours. Whether it’s Stripe, PayPal, Shopify, or QuickBooks, our recovery specialists know exactly how to navigate internal risk teams, compliance reviews, and reserve disputes to unlock your money quickly.
Who This Is For
- Businesses with held or frozen payouts on Stripe, PayPal, or Shopify.
- Merchants facing account closures or rolling reserves.
- Companies seeking a professional intermediary to communicate with payment providers.
- Startups or eCommerce brands that can’t afford capital being tied up.
How It Works
- Free Consultation & Assessment
We review your case, processor correspondence, and account data to identify the exact reason behind the hold or reserve. - Risk Audit & Recovery Strategy
Our team conducts a compliance and performance review to create a tailored recovery plan, highlighting data points that support your case. - Processor Submission & Negotiation
We communicate directly with your payment provider’s internal teams, submitting formal reports, data evidence, and appeals to advocate for early release. - Ongoing Support Until Resolution
From the first contact to full release, we guide you through each step, providing updates and recommendations to prevent future holds.
Turnaround Time
Average recovery time is 7–30 days, depending on the processor and case complexity.
Some releases occur within 48 hours after initial submission.
Why Businesses Choose Chargeback.io
- ✅ 90% success rate across all recovery cases
- ⚡ Direct communication with Stripe, PayPal & Shopify risk departments
- 💼 Backed by expert risk consultants from the payments industry
- 🔒 Confidential, white-glove handling of your business information
- 💰 Clear, upfront pricing — no hidden costs or commissions
Common Results
- £37,795 released from Shopify reserves in 24 hours
- $560,000 Stripe balance unlocked after account closure
- $129,000 PayPal payout released within 10 days
Apply Today
Recover your held funds and regain control of your cash flow.
Our team will review your case and provide a free proposal within 24 hours.
Testimonials
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