Chargeback
MCC Lookup

Instantly identify a merchant’s category code and understand their business type with a quick and reliable MCC lookup.

What is a MCC

Merchant Category Code?

A Merchant Category Code (MCC) is a four-digit number assigned to a business by credit card networks and acquiring banks. This code identifies the type of goods or services a merchant provides and is used by payment networks like Visa and Mastercard to classify transactions. MCCs are vital for determining interchange fees, tax reporting, and assessing risk levels associated with specific merchants.

Businesses, payment processors, and financial institutions rely on MCC data to verify merchant types, detect high-risk industries, prevent chargebacks, and optimize transaction processing. MCC lookup tools make this information easy to access in seconds.

An MCC lookup tool allows you to search for a Merchant Category Code by code or business type, helping you quickly understand a merchant’s industry classification. This information is crucial for fraud and chargeback prevention, enabling you to identify high-risk merchants before approving transactions. It also helps with compliance and reporting by ensuring accurate tax and regulatory categorization.

Beyond that, MCC data allows businesses to optimize payment processes, apply correct interchange fees, and reduce costly errors during transaction handling. By having access to accurate MCC information, you can make smarter, safer, and more profitable payment decisions.

Merchant Category Code

7623

A/C, Refrigeration Repair

8931

Accounting/Bookkeeping Services

7311

Advertising Services

763

Agricultural Cooperative

4511

Airlines, Air Carriers

4582

Airports, Flying Fields

4119

Ambulance Services

7996

Amusement Parks/Carnivals

5937

Antique Reproductions

5932

Antique Shops

7998

Aquariums

8911

Architectural/Surveying Services

5971

Art Dealers and Galleries

5970

Artists Supply and Craft Shops

7531

Auto Body Repair Shops

7535

Auto Paint Shops

7538

Auto Service Shops

5531

Auto and Home Supply Stores

6011

Automated Cash Disburse

5542

Automated Fuel Dispensers

8675

Automobile Associations

5533

Automotive Parts and Accessories Stores

5532

Automotive Tire Stores

9223

Bail and Bond Payments (payment to the surety for the bond, not the actual bond paid to the government agency)

5462

Bakeries

7929

Bands, Orchestras

7230

Barber and Beauty Shops

7995

Betting/Casino Gambling

5940

Bicycle Shops

7932

Billiard/Pool Establishments

5551

Boat Dealers

4457

Boat Rentals and Leases

5942

Book Stores

5192

Books, Periodicals, and Newspapers

7933

Bowling Alleys

4131

Bus Lines

8244

Business/Secretarial Schools

7278

Buying/Shopping Services

4899

Cable, Satellite, and Other Pay Television and Radio

5946

Camera and Photographic Supply Stores

5441

Candy, Nut, and Confectionery Stores

7512

Car Rental Agencies

7542

Car Washes

5511

Car and Truck Dealers (New & Used) Sales, Service, Repairs Parts and Leasing

5521

Car and Truck Dealers (Used Only) Sales, Service, Repairs Parts and Leasing

1750

Carpentry Services

7217

Carpet/Upholstery Cleaning

5811

Caterers

8398

Charitable and Social Service Organizations - Fundraising

5169

Chemicals and Allied Products (Not Elsewhere Classified)

8351

Child Care Services

5641

Childrens and Infants Wear Stores

8049

Chiropodists, Podiatrists

8041

Chiropractors

5993

Cigar Stores and Stands

8641

Civic, Social, Fraternal Associations

7349

Cleaning and Maintenance

7296

Clothing Rental

8220

Colleges, Universities

5046

Commercial Equipment (Not Elsewhere Classified)

5139

Commercial Footwear

7333

Commercial Photography, Art and Graphics

4111

Commuter Transport, Ferries

4816

Computer Network Services

7372

Computer Programming

7379

Computer Repair

5734

Computer Software Stores

5045

Computers, Peripherals, and Software

1771

Concrete Work Services

5039

Construction Materials (Not Elsewhere Classified)

7392

Consulting, Public Relations

8241

Correspondence Schools

5977

Cosmetic Stores

7277

Counseling Services

7997

Country Clubs

4215

Courier Services

9211

Court Costs, Including Alimony and Child Support - Courts of Law

7321

Credit Reporting Agencies

4411

Cruise Lines

5451

Dairy Products Stores

7911

Dance Hall, Studios, Schools

7273

Dating/Escort Services

8021

Dentists, Orthodontists

5311

Department Stores

7393

Detective Agencies

5815

Digital Goods Media – Books, Movies, Music

5817

Digital Goods – Applications (Excludes Games)

5816

Digital Goods – Games

5818

Digital Goods – Large Digital Goods Merchant

5964

Direct Marketing - Catalog Merchant

5965

Direct Marketing - Combination Catalog and Retail Merchant

5967

Direct Marketing - Inbound Telemarketing

5960

Direct Marketing - Insurance Services

5969

Direct Marketing - Other

5966

Direct Marketing - Outbound Telemarketing

5968

Direct Marketing - Subscription

5962

Direct Marketing - Travel

5310

Discount Stores

8011

Doctors

5963

Door-To-Door Sales

Preguntas frecuentes

Estas son las preguntas más frecuentes que recibimos sobre Chargeback.

¿Protegerá esto a mi procesador de pagos?

Sí. Las alertas de devolución de cargo son la mejor manera de mantener su procesador en buen estado. Reducir la tasa de contracargos lo ayuda a evitar retenciones de dinero, multas, reservas acumuladas e incluso tener que cerrar el servicio.

¿Qué es el Chargeback?

Chargeback es un servicio de prevención de contracargos diseñado para hacer exactamente lo que su nombre indica: prevenir contracargos.

Para ello, te avisamos sobre las transacciones en las que el cliente acaba de solicitar una devolución de cargo. A continuación, reembolsaremos automáticamente estas transacciones antes de que se conviertan en contracargos.

Esto ayuda a reducir la tasa de contracargos, a reducir las comisiones y a minimizar los posibles problemas con el procesador de pagos.

¿Qué integraciones admite?

Actualmente, admitimos Stripe, Shopify Payments, Braintree, Chargebee y Recurly. También planeamos ampliar nuestra integración para incluir Authorize.net y Airwallex.

¿Cuánto cuesta?

Solo se te cobrará cuando te enviemos una alerta. Y cada alerta es una devolución de cargo detenida. Para obtener una descripción más detallada, visita nuestra página de precios.

¿Hay una tarifa de incorporación, contratos o mínimos mensuales?

No tenemos tarifas de incorporación, contratos ni mínimos mensuales. El inicio de Chargeback es gratuito y solo cobramos por alerta.

¿Qué es una alerta?

Una alerta de devolución de cargo te notifica las devoluciones de cargo entrantes entre 24 y 72 horas antes de que se presenten oficialmente.

Esto te permite emitir un reembolso automáticamente para evitar la devolución del cargo. Reducir la tasa de contracargos, reducir las comisiones y minimizar los posibles problemas con el procesador de pagos.

¿Qué tan rápido hasta que estemos en vivo?

La integración con tu procesador de pagos suele tardar unos minutos. Según el sistema que actives, nuestro objetivo es que estés en funcionamiento en un plazo de 12 horas.

¿Puedo cancelar en cualquier momento?

Sí, puedes cancelar nuestro servicio en cualquier momento.

¿Nos hemos perdido algo?
Si tiene más preguntas, no dude en ponerse en contacto con nosotros.

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