Blog di chargeback
Our blog teaches you everything you need to know about chargebacks and the payment industry. As well as some case studies from us.
What is risk scoring?
Risk scoring ranks transactions or accounts by predicted risk, giving merchants a practical basis for review urgency and fraud or dispute controls.
Chargeback.io vs Riskified: alerts vs Chargeback Guarantee
Riskified decides whether to approve an order at checkout, while Chargeback.io prevents reported disputes from becoming chargebacks, so a merchant can use both at different stages.
What Is a BIN Attack?
A BIN attack uses a known card-number range to test generated payment details, and merchants can spot it through rapid low-value attempts and stop it with velocity, CVV, AVS, and bot controls.
What Is a Card Network?
A card network sets the rules that connect banks, processors, and merchants, including the reason codes, evidence requirements, and deadlines that govern disputes.
What Is Representment?
Representment is the re-submission of a returned card or ACH payment, and the exact process, deadline, and outcome depend on the payment rail.
What Is a Payment Gateway? How It Works
A payment gateway securely passes checkout payment details for authorization, and its integration type and fraud controls determine your PCI scope and early dispute exposure.
Best Payment Orchestration Platforms Compared
Payment orchestration platforms route payments across processors, and the comparison shows how volume, routing depth, dispute capabilities, and risk appetite determine the fit.
Best Payment Gateways by Use Case: Ecommerce, SaaS, High-Risk
Payment gateway choice should start with merchant use case, category acceptance, processing rates, and dispute fees so ecommerce, SaaS, recurring, high-risk, and nonprofit businesses can compare realistic options.
Wardrobing: What It Is and How It's Different From Bracketing
Wardrobing is a return scam in which a shopper uses an item then claims it is unused, distinguished from bracketing by intent and from return fraud by the false condition claim.
Gift Card Draining: How It Works and Who Owns the Chargeback
Gift card draining lets thieves access and spend a card balance before its legitimate owner does, leaving the merchant to absorb the fraud dispute and manage redemption risk.
What Is a Provisional Credit?
A provisional credit is a reversible refund a bank posts while a dispute is open, making the processor's response deadline the merchant’s practical deadline.
Kount Alternatives (2026): Compared by Price and Fit
Kount alternatives differ most by price transparency, transaction volume, and chargeback guarantees, while alerts remain necessary after an order has been approved.
PayPal Pre-Chargeback Alert: How to Respond in Time
A PayPal pre-chargeback alert gives merchants 20 hours to refund or submit evidence, so the order value relative to the $20 fee determines the response.
Agentic Payments and Chargebacks: A Merchant Guide
Agentic payments create chargebacks under existing reason codes, while the still-unsolved merchant need is evidence of the customer's mandate to the agent.
Mastercard First-Party Trust: How It Works vs. CE3.0
Mastercard First-Party Trust shifts liability to the issuer when device, delivery, and identity data match, unlike CE3.0's prior-purchase requirement.
Account Takeover Prevention: Methods That Work
Account takeover prevention works best when merchants protect login, account changes, and checkout together, then refund likely takeover orders before fulfillment.
Ecommerce Fraud Statistics: What the Numbers Mean for Your Store
Ecommerce fraud costs are rising sharply, and the most useful merchant benchmark is the reason-code mix showing where disputes begin.
Return Fraud: What It Is, the Types, and Is It a Crime
Return fraud is deception about a returned item, distinct from policy abuse, and merchants can prevent it by tying every claim to transaction records.
Gift Card Fraud: How It Becomes a Chargeback You Can't Win
Gift card fraud turns into a hard-to-win chargeback when a stolen card funds instantly delivered value, so prevention must happen before redemption.
What Is First-Party Misuse?
First-party misuse is the current industry term for a cardholder disputing a charge they authorized, with a practical test for separating confusion from deliberate fraud.
What Is a Bank Identification Number (BIN)?
A BIN is the first four to eight digits of a payment card, identifying its issuer and network for routing, fraud checks, and chargeback-alert enrollment.
5 Best Chargeblast Alternatives, Compared (2026)
Chargeblast sells pre-dispute alerts, so Chargeback.io is its closest like-for-like swap, while Chargeflow, Chargebacks911, and Chargeback Gurus all work on chargebacks that have already filed and solve a different problem.
Statement Descriptor: Requirements by Processor and Chargeback Risk
A statement descriptor is the business name and reference text a processor prints on a customer's card statement, capped at 22 characters on Stripe and Adyen and 19 on Shopify Payments, and an unrecognizable one sends the customer to their bank instead of your support inbox.
Best Chargeback Prevention Software (2026), Compared
Chargeback.io, Kount, Signifyd, Chargebacks911, and Chargeflow split across pay-per-alert prevention, checkout fraud scoring, and post-filing representment, and your transaction volume decides which pricing model costs you least.
Best Chargeflow Alternatives in 2026 (Compared)
Chargeflow bills 25% of every chargeback it recovers plus separate alert and scan fees, so the six alternatives sort into prevention (Chargeback.io), recovery (ChargePay, Chargebacks911, Chargeback Gurus), and fraud screening (Kount, Signifyd).
Riduci il tasso di controversie oggi
Unisciti a oltre 800 aziende che utilizzano Chargeback per prevenire i chargeback automaticamente: la configurazione richiede meno di 2 minuti.
