Chargeback
MCC Lookup
Instantly identify a merchant’s category code and understand their business type with a quick and reliable MCC lookup.
What is a MCC
Merchant Category Code?
A Merchant Category Code (MCC) is a four-digit number assigned to a business by credit card networks and acquiring banks. This code identifies the type of goods or services a merchant provides and is used by payment networks like Visa and Mastercard to classify transactions. MCCs are vital for determining interchange fees, tax reporting, and assessing risk levels associated with specific merchants.
Businesses, payment processors, and financial institutions rely on MCC data to verify merchant types, detect high-risk industries, prevent chargebacks, and optimize transaction processing. MCC lookup tools make this information easy to access in seconds.
An MCC lookup tool allows you to search for a Merchant Category Code by code or business type, helping you quickly understand a merchant’s industry classification. This information is crucial for fraud and chargeback prevention, enabling you to identify high-risk merchants before approving transactions. It also helps with compliance and reporting by ensuring accurate tax and regulatory categorization.
Beyond that, MCC data allows businesses to optimize payment processes, apply correct interchange fees, and reduce costly errors during transaction handling. By having access to accurate MCC information, you can make smarter, safer, and more profitable payment decisions.
Merchant Category Code
5714
Drapery, Window Covering, and Upholstery Stores
5813
Drinking Places
5912
Drug Stores and Pharmacies
5122
Drugs, Drug Proprietaries, and Druggist Sundries
7216
Dry Cleaners
5099
Durable Goods (Not Elsewhere Classified)
5309
Duty Free Stores
5812
Eating Places, Restaurants
8299
Educational Services
5997
Electric Razor Stores
5552
Electric Vehicle Charging
5065
Electrical Parts and Equipment
1731
Electrical Services
7622
Electronics Repair Shops
5732
Electronics Stores
8211
Elementary, Secondary Schools
9702
Emergency Services (GCAS) (Visa use only)
7361
Employment/Temp Agencies
7394
Equipment Rental
7342
Exterminating Services
5651
Family Clothing Stores
5814
Fast Food Restaurants
6012
Financial Institutions
9222
Fines - Government Administrative Entities
5718
Fireplace, Fireplace Screens, and Accessories Stores
5713
Floor Covering Stores
5992
Florists
5193
Florists Supplies, Nursery Stock, and Flowers
5422
Freezer and Locker Meat Provisioners
5983
Fuel Dealers (Non Automotive)
7261
Funeral Services, Crematories
7641
Furniture Repair, Refinishing
5712
Furniture, Home Furnishings, and Equipment Stores, Except Appliances
5681
Furriers and Fur Shops
1520
General Services
5947
Gift, Card, Novelty, and Souvenir Shops
5231
Glass, Paint, and Wallpaper Stores
5950
Glassware, Crystal Stores
7992
Golf Courses - Public
7801
Government Licensed On-line Casinos (On-Line Gambling)(US Region only)
9399
Government Services (Not Elsewhere Classified)
7802
Government-Licensed Horse/Dog Racing (US Region only)
9406
Government-Owned Lotteries (Non-US region)
7800
Government-Owned Lotteries (US Region only)
5411
Grocery Stores, Supermarkets
5251
Hardware Stores
5072
Hardware, Equipment, and Supplies
7298
Health and Beauty Spas
5975
Hearing Aids Sales and Supplies
1711
Heating, Plumbing, A/C
5945
Hobby, Toy, and Game Shops
5200
Home Supply Warehouse Stores
8062
Hospitals
7011
Hotels, Motels, and Resorts
5722
Household Appliance Stores
5085
Industrial Supplies (Not Elsewhere Classified)
7375
Information Retrieval Services
6399
Insurance - Default
6300
Insurance Underwriting, Premiums
9950
Intra-Company Purchases
5944
Jewelry Stores, Watches, Clocks, and Silverware Stores
780
Landscaping Services
7211
Laundries
7210
Laundry, Cleaning Services
8111
Legal Services, Attorneys
5948
Luggage and Leather Goods Stores
5211
Lumber, Building Materials Stores
6010
Manual Cash Disburse
4468
Marinas, Service and Supplies
1740
Masonry, Stonework, and Plaster
7297
Massage Parlors
8099
Medical Services
8071
Medical and Dental Labs
5047
Medical, Dental, Ophthalmic, and Hospital Equipment and Supplies
8699
Membership Organizations
5611
Mens and Boys Clothing and Accessories Stores
5691
Mens, Womens Clothing Stores
5051
Metal Service Centers
5699
Miscellaneous Apparel and Accessory Shops
5599
Miscellaneous Auto Dealers
7399
Miscellaneous Business Services
5499
Miscellaneous Food Stores - Convenience Stores and Specialty Markets
5399
Miscellaneous General Merchandise
7299
Miscellaneous General Services
5719
Miscellaneous Home Furnishing Specialty Stores
2741
Miscellaneous Publishing and Printing
7999
Miscellaneous Recreation Services
7699
Miscellaneous Repair Shops
5999
Miscellaneous Specialty Retail
5271
Mobile Home Dealers
7832
Motion Picture Theaters
4214
Motor Freight Carriers and Trucking - Local and Long Distance, Moving and Storage Companies, and Local Delivery Services
5592
Motor Homes Dealers
5013
Motor Vehicle Supplies and New Parts
5571
Motorcycle Shops and Dealers
5561
Motorcycle Shops, Dealers
5733
Music Stores-Musical Instruments, Pianos, and Sheet Music
5994
News Dealers and Newsstands
6051
Non-FI, Money Orders
6540
Non-FI, Stored Value Card Purchase/Load
Preguntas frecuentes
Estas son las preguntas más frecuentes que recibimos sobre Chargeback.
Sí. Las alertas de devolución de cargo son la mejor manera de mantener su procesador en buen estado. Reducir la tasa de contracargos lo ayuda a evitar retenciones de dinero, multas, reservas acumuladas e incluso tener que cerrar el servicio.
Chargeback es un servicio de prevención de contracargos diseñado para hacer exactamente lo que su nombre indica: prevenir contracargos.
Para ello, te avisamos sobre las transacciones en las que el cliente acaba de solicitar una devolución de cargo. A continuación, reembolsaremos automáticamente estas transacciones antes de que se conviertan en contracargos.
Esto ayuda a reducir la tasa de contracargos, a reducir las comisiones y a minimizar los posibles problemas con el procesador de pagos.
Actualmente, admitimos Stripe, Shopify Payments, Braintree, Chargebee y Recurly. También planeamos ampliar nuestra integración para incluir Authorize.net y Airwallex.
Solo se te cobrará cuando te enviemos una alerta. Y cada alerta es una devolución de cargo detenida. Para obtener una descripción más detallada, visita nuestra página de precios.
No tenemos tarifas de incorporación, contratos ni mínimos mensuales. El inicio de Chargeback es gratuito y solo cobramos por alerta.
Una alerta de devolución de cargo te notifica las devoluciones de cargo entrantes entre 24 y 72 horas antes de que se presenten oficialmente.
Esto te permite emitir un reembolso automáticamente para evitar la devolución del cargo. Reducir la tasa de contracargos, reducir las comisiones y minimizar los posibles problemas con el procesador de pagos.
La integración con tu procesador de pagos suele tardar unos minutos. Según el sistema que actives, nuestro objetivo es que estés en funcionamiento en un plazo de 12 horas.
Sí, puedes cancelar nuestro servicio en cualquier momento.
Disminuya su tasa de disputas hoy
Únase a más de 800 empresas que utilizan Chargeback para evitar las devoluciones de cargo automáticamente; la configuración lleva menos de 2 minutos.
