退款
MCC 查询
通过快速可靠的 MCC 查询，即时识别商家的类别代码并了解他们的业务类型。
什么是 MCC
商家类别代码？
一个 商家类别代码 (MCC) 是由信用卡网络和收单银行分配给企业的四位数字。该代码用于识别商家提供的商品或服务的类型，Visa和Mastercard等支付网络使用该代码对交易进行分类。MCC对于确定交换费、纳税申报和评估与特定商家相关的风险水平至关重要。
企业、支付处理商和金融机构依赖 MCC 数据来验证商户类型、检测高风险行业、防止退款和优化交易处理。MCC查询工具使您可以在几秒钟内轻松访问这些信息。
为什么要使用 MCC 查询工具？
MCC 查询工具允许您按代码或业务类型搜索卖家类别代码，帮助您快速了解商家的行业分类。这些信息对于防止欺诈和退款至关重要，使您能够在批准交易之前识别高风险商家。它还通过确保准确的税收和监管分类来帮助合规和报告。
除此之外，MCC数据还允许企业优化付款流程，收取正确的交换费，并减少交易处理过程中代价高昂的错误。通过获得准确的 MCC 信息，您可以做出更智能、更安全、更有利可图的付款决策。
谁从 MCC 查询中受益？
MCC 查询对于收购银行、支付处理商、PSP、金融科技平台、商户和市场非常有价值。金融机构可以验证商家的风险状况，防止身份欺诈，并保持对网络规则的合规性。
商家可以验证其分配的 MCC，以确保准确的费用结构和正确的交易分类。无论您是管理在线支付、招募新商户还是监控交易风险，拥有可靠的MCC数据都可以帮助您更高效地运营并自信地做出明智的决策。
Merchant Category Code
7623
A/C, Refrigeration Repair
8931
Accounting/Bookkeeping Services
7311
Advertising Services
763
Agricultural Cooperative
4511
Airlines, Air Carriers
4582
Airports, Flying Fields
4119
Ambulance Services
7996
Amusement Parks/Carnivals
5937
Antique Reproductions
5932
Antique Shops
7998
Aquariums
8911
Architectural/Surveying Services
5971
Art Dealers and Galleries
5970
Artists Supply and Craft Shops
7531
Auto Body Repair Shops
7535
Auto Paint Shops
7538
Auto Service Shops
5531
Auto and Home Supply Stores
6011
Automated Cash Disburse
5542
Automated Fuel Dispensers
8675
Automobile Associations
5533
Automotive Parts and Accessories Stores
5532
Automotive Tire Stores
9223
Bail and Bond Payments (payment to the surety for the bond, not the actual bond paid to the government agency)
5462
Bakeries
7929
Bands, Orchestras
7230
Barber and Beauty Shops
7995
Betting/Casino Gambling
5940
Bicycle Shops
7932
Billiard/Pool Establishments
5551
Boat Dealers
4457
Boat Rentals and Leases
5942
Book Stores
5192
Books, Periodicals, and Newspapers
7933
Bowling Alleys
4131
Bus Lines
8244
Business/Secretarial Schools
7278
Buying/Shopping Services
4899
Cable, Satellite, and Other Pay Television and Radio
5946
Camera and Photographic Supply Stores
5441
Candy, Nut, and Confectionery Stores
7512
Car Rental Agencies
7542
Car Washes
5511
Car and Truck Dealers (New & Used) Sales, Service, Repairs Parts and Leasing
5521
Car and Truck Dealers (Used Only) Sales, Service, Repairs Parts and Leasing
1750
Carpentry Services
7217
Carpet/Upholstery Cleaning
5811
Caterers
8398
Charitable and Social Service Organizations - Fundraising
5169
Chemicals and Allied Products (Not Elsewhere Classified)
8351
Child Care Services
5641
Childrens and Infants Wear Stores
8049
Chiropodists, Podiatrists
8041
Chiropractors
5993
Cigar Stores and Stands
8641
Civic, Social, Fraternal Associations
7349
Cleaning and Maintenance
7296
Clothing Rental
8220
Colleges, Universities
5046
Commercial Equipment (Not Elsewhere Classified)
5139
Commercial Footwear
7333
Commercial Photography, Art and Graphics
4111
Commuter Transport, Ferries
4816
Computer Network Services
7372
Computer Programming
7379
Computer Repair
5734
Computer Software Stores
5045
Computers, Peripherals, and Software
1771
Concrete Work Services
5039
Construction Materials (Not Elsewhere Classified)
7392
Consulting, Public Relations
8241
Correspondence Schools
5977
Cosmetic Stores
7277
Counseling Services
7997
Country Clubs
4215
Courier Services
9211
Court Costs, Including Alimony and Child Support - Courts of Law
7321
Credit Reporting Agencies
4411
Cruise Lines
5451
Dairy Products Stores
7911
Dance Hall, Studios, Schools
7273
Dating/Escort Services
8021
Dentists, Orthodontists
5311
Department Stores
7393
Detective Agencies
5815
Digital Goods Media – Books, Movies, Music
5817
Digital Goods – Applications (Excludes Games)
5816
Digital Goods – Games
5818
Digital Goods – Large Digital Goods Merchant
5964
Direct Marketing - Catalog Merchant
5965
Direct Marketing - Combination Catalog and Retail Merchant
5967
Direct Marketing - Inbound Telemarketing
5960
Direct Marketing - Insurance Services
5969
Direct Marketing - Other
5966
Direct Marketing - Outbound Telemarketing
5968
Direct Marketing - Subscription
5962
Direct Marketing - Travel
5310
Discount Stores
8011
Doctors
5963
Door-To-Door Sales
经常问的问题
以下是我们收到的有关退款的最常见问题。
是的。退款提醒是让处理器保持正常运行的最佳方式。降低退单率有助于避免资金冻结、罚款、滚动储备金甚至被关闭。
Chargeback 是一项防退款服务，旨在完全按照其名称进行操作——防止拒付。
我们通过提醒您注意客户刚刚要求退款的交易来实现这一目标。然后，我们将在这些交易升级为拒付之前自动退款。
这有助于降低您的退款率、降低费用并最大限度地减少潜在的支付处理器问题。
目前，我们支持 Stripe、Shopify Payments、Braintree、Chargebee 和 Recurly。我们还计划扩大整合范围，将Authorize.net和Airwallex包括在内。
只有在我们提供提醒时才会向您收费。而且每个警报都停止了退款。如需更详细的概述，请访问我们的 定价页面。
我们没有入职费，没有合同，也没有最低月费。退款是免费开始的，我们只对每次提醒收费。
拒付提醒会在收到的退单正式提交前 24-72 小时通知您。
这使您可以自动发放退款以避免退款。降低您的退单率，降低费用，并最大限度地减少潜在的支付处理器问题。
与您的支付处理器集成通常需要几分钟。根据您激活的系统，我们的目标是让您在 12 小时内上线。
是的，您可以随时取消我们的服务。
立即降低您的争议率
加入800多家企业，使用退单自动防止拒付——设置只需不到2分钟。
