Chargeback
MCC Lookup
Instantly identify a merchant’s category code and understand their business type with a quick and reliable MCC lookup.
What is a MCC
Merchant Category Code?
A Merchant Category Code (MCC) is a four-digit number assigned to a business by credit card networks and acquiring banks. This code identifies the type of goods or services a merchant provides and is used by payment networks like Visa and Mastercard to classify transactions. MCCs are vital for determining interchange fees, tax reporting, and assessing risk levels associated with specific merchants.
Businesses, payment processors, and financial institutions rely on MCC data to verify merchant types, detect high-risk industries, prevent chargebacks, and optimize transaction processing. MCC lookup tools make this information easy to access in seconds.
Why use an MCC lookup tool?
An MCC lookup tool allows you to search for a Merchant Category Code by code or business type, helping you quickly understand a merchant’s industry classification. This information is crucial for fraud and chargeback prevention, enabling you to identify high-risk merchants before approving transactions. It also helps with compliance and reporting by ensuring accurate tax and regulatory categorization.
Beyond that, MCC data allows businesses to optimize payment processes, apply correct interchange fees, and reduce costly errors during transaction handling. By having access to accurate MCC information, you can make smarter, safer, and more profitable payment decisions.
Who benefits from MCC lookup?
MCC lookup is valuable for acquiring banks, payment processors, PSPs, fintech platforms, merchants, and marketplaces. Financial institutions can validate merchant risk profiles, prevent identity fraud, and maintain compliance with network rules.
Merchants can verify their assigned MCC to ensure accurate fee structures and proper categorization of transactions. Whether you are managing online payments, onboarding new merchants, or monitoring transaction risk, having reliable MCC data helps you operate more efficiently and make informed decisions with confidence.
Merchant Category Code
7623
A/C, Refrigeration Repair
8931
Accounting/Bookkeeping Services
7311
Advertising Services
763
Agricultural Cooperative
4511
Airlines, Air Carriers
4582
Airports, Flying Fields
4119
Ambulance Services
7996
Amusement Parks/Carnivals
5937
Antique Reproductions
5932
Antique Shops
7998
Aquariums
8911
Architectural/Surveying Services
5971
Art Dealers and Galleries
5970
Artists Supply and Craft Shops
7531
Auto Body Repair Shops
7535
Auto Paint Shops
7538
Auto Service Shops
5531
Auto and Home Supply Stores
6011
Automated Cash Disburse
5542
Automated Fuel Dispensers
8675
Automobile Associations
5533
Automotive Parts and Accessories Stores
5532
Automotive Tire Stores
9223
Bail and Bond Payments (payment to the surety for the bond, not the actual bond paid to the government agency)
5462
Bakeries
7929
Bands, Orchestras
7230
Barber and Beauty Shops
7995
Betting/Casino Gambling
5940
Bicycle Shops
7932
Billiard/Pool Establishments
5551
Boat Dealers
4457
Boat Rentals and Leases
5942
Book Stores
5192
Books, Periodicals, and Newspapers
7933
Bowling Alleys
4131
Bus Lines
8244
Business/Secretarial Schools
7278
Buying/Shopping Services
4899
Cable, Satellite, and Other Pay Television and Radio
5946
Camera and Photographic Supply Stores
5441
Candy, Nut, and Confectionery Stores
7512
Car Rental Agencies
7542
Car Washes
5511
Car and Truck Dealers (New & Used) Sales, Service, Repairs Parts and Leasing
5521
Car and Truck Dealers (Used Only) Sales, Service, Repairs Parts and Leasing
1750
Carpentry Services
7217
Carpet/Upholstery Cleaning
5811
Caterers
8398
Charitable and Social Service Organizations - Fundraising
5169
Chemicals and Allied Products (Not Elsewhere Classified)
8351
Child Care Services
5641
Childrens and Infants Wear Stores
8049
Chiropodists, Podiatrists
8041
Chiropractors
5993
Cigar Stores and Stands
8641
Civic, Social, Fraternal Associations
7349
Cleaning and Maintenance
7296
Clothing Rental
8220
Colleges, Universities
5046
Commercial Equipment (Not Elsewhere Classified)
5139
Commercial Footwear
7333
Commercial Photography, Art and Graphics
4111
Commuter Transport, Ferries
4816
Computer Network Services
7372
Computer Programming
7379
Computer Repair
5734
Computer Software Stores
5045
Computers, Peripherals, and Software
1771
Concrete Work Services
5039
Construction Materials (Not Elsewhere Classified)
7392
Consulting, Public Relations
8241
Correspondence Schools
5977
Cosmetic Stores
7277
Counseling Services
7997
Country Clubs
4215
Courier Services
9211
Court Costs, Including Alimony and Child Support - Courts of Law
7321
Credit Reporting Agencies
4411
Cruise Lines
5451
Dairy Products Stores
7911
Dance Hall, Studios, Schools
7273
Dating/Escort Services
8021
Dentists, Orthodontists
5311
Department Stores
7393
Detective Agencies
5815
Digital Goods Media – Books, Movies, Music
5817
Digital Goods – Applications (Excludes Games)
5816
Digital Goods – Games
5818
Digital Goods – Large Digital Goods Merchant
5964
Direct Marketing - Catalog Merchant
5965
Direct Marketing - Combination Catalog and Retail Merchant
5967
Direct Marketing - Inbound Telemarketing
5960
Direct Marketing - Insurance Services
5969
Direct Marketing - Other
5966
Direct Marketing - Outbound Telemarketing
5968
Direct Marketing - Subscription
5962
Direct Marketing - Travel
5310
Discount Stores
8011
Doctors
5963
Door-To-Door Sales
Frequently asked questions
Here are the most frequently asked questions we get about Chargeback.
Yes. Chargeback alerts are the best way to keep your processor happy. Lowering your chargeback rate helps you avoid money holds, fines, rolling reserves, and even getting shut down.
Chargeback is a chargeback prevention service designed to do exactly what its name suggests—prevent chargebacks.
We achieve this by alerting you about transactions in which the customer has just requested a chargeback. We will then automatically refund these transactions before they escalate into chargebacks.
This helps reduce your chargeback rate, lower fees, and minimize potential payment processor issues.
Currently, we support Stripe, Shopify Payments, Braintree, Chargebee, and Recurly. We also plan to expand our integration to include Authorize.net and Airwallex.
You're only charged when we provide an alert. And every alert is a chargeback stopped. For a more detailed overview, please visit our pricing page.
We have no onboarding fees, no contracts, or monthly minimums. Chargeback is free to start, and we only charge per alert.
A chargeback alert notifies you of incoming chargebacks 24-72 hours before they're officially filed.
This allows you to automatically issue a refund to avoid the chargeback. Reducing your chargeback rate, lowering fees, and minimizing potential payment processor issues.
Integration with your payment processor typically takes a few minutes. Depending on the system you activate, we aim to have you live within 12 hours.
Yes, you can cancel our service at any time.
Decrease your dispute rate today
Join 800+ businesses using Chargeback to prevent chargebacks automatically — setup takes less than 2 minutes.
