Chargeback
MCC Lookup
Instantly identify a merchant’s category code and understand their business type with a quick and reliable MCC lookup.
What is a MCC
Merchant Category Code?
A Merchant Category Code (MCC) is a four-digit number assigned to a business by credit card networks and acquiring banks. This code identifies the type of goods or services a merchant provides and is used by payment networks like Visa and Mastercard to classify transactions. MCCs are vital for determining interchange fees, tax reporting, and assessing risk levels associated with specific merchants.
Businesses, payment processors, and financial institutions rely on MCC data to verify merchant types, detect high-risk industries, prevent chargebacks, and optimize transaction processing. MCC lookup tools make this information easy to access in seconds.
Why use an MCC lookup tool?
An MCC lookup tool allows you to search for a Merchant Category Code by code or business type, helping you quickly understand a merchant’s industry classification. This information is crucial for fraud and chargeback prevention, enabling you to identify high-risk merchants before approving transactions. It also helps with compliance and reporting by ensuring accurate tax and regulatory categorization.
Beyond that, MCC data allows businesses to optimize payment processes, apply correct interchange fees, and reduce costly errors during transaction handling. By having access to accurate MCC information, you can make smarter, safer, and more profitable payment decisions.
Who benefits from MCC lookup?
MCC lookup is valuable for acquiring banks, payment processors, PSPs, fintech platforms, merchants, and marketplaces. Financial institutions can validate merchant risk profiles, prevent identity fraud, and maintain compliance with network rules.
Merchants can verify their assigned MCC to ensure accurate fee structures and proper categorization of transactions. Whether you are managing online payments, onboarding new merchants, or monitoring transaction risk, having reliable MCC data helps you operate more efficiently and make informed decisions with confidence.
Merchant Category Code
5199
Nondurable Goods (Not Elsewhere Classified)
5261
Nurseries, Lawn and Garden Supply Stores
8050
Nursing/Personal Care
5021
Office and Commercial Furniture
8043
Opticians, Eyeglasses
8042
Optometrists, Ophthalmologist
5976
Orthopedic Goods - Prosthetic Devices
8031
Osteopaths
5921
Package Stores-Beer, Wine, and Liquor
5198
Paints, Varnishes, and Supplies
7523
Parking Lots, Garages
4112
Passenger Railways
5933
Pawn Shops
5995
Pet Shops, Pet Food, and Supplies
5172
Petroleum and Petroleum Products
7395
Photo Developing
7221
Photographic Studios
5044
Photographic, Photocopy, Microfilm Equipment, and Supplies
7829
Picture/Video Production
5131
Piece Goods, Notions, and Other Dry Goods
5074
Plumbing, Heating Equipment, and Supplies
8651
Political Organizations
9402
Postal Services - Government Only
5094
Precious Stones and Metals, Watches and Jewelry
8999
Professional Services
4225
Public Warehousing and Storage - Farm Products, Refrigerated Goods, Household Goods, and Storage
7338
Quick Copy, Repro, and Blueprint
4011
Railroads
6513
Real Estate Agents and Managers - Rentals
5735
Record Stores
7519
Recreational Vehicle Rentals
5973
Religious Goods Stores
8661
Religious Organizations
1761
Roofing/Siding, Sheet Metal
7339
Secretarial Support Services
6211
Security Brokers/Dealers
5541
Service Stations
5949
Sewing, Needlework, Fabric, and Piece Goods Stores
7251
Shoe Repair/Hat Cleaning
5661
Shoe Stores
7629
Small Appliance Repair
5598
Snowmobile Dealers
1799
Special Trade Services
2842
Specialty Cleaning
5941
Sporting Goods Stores
7032
Sporting/Recreation Camps
7941
Sports Clubs/Fields
5655
Sports and Riding Apparel Stores
5972
Stamp and Coin Stores
5943
Stationery Stores, Office, and School Supply Stores
5111
Stationery, Office Supplies, Printing and Writing Paper
5996
Swimming Pools Sales
4723
TUI Travel - Germany
5697
Tailors, Alterations
9311
Tax Payments - Government Agencies
7276
Tax Preparation Services
4121
Taxicabs/Limousines
4812
Telecommunication Equipment and Telephone Sales
4814
Telecommunication Services
4821
Telegraph Services
5998
Tent and Awning Shops
8734
Testing Laboratories
7922
Theatrical Ticket Agencies
7012
Timeshares
7534
Tire Retreading and Repair
4784
Tolls/Bridge Fees
7991
Tourist Attractions and Exhibits
7549
Towing Services
7033
Trailer Parks, Campgrounds
4789
Transportation Services (Not Elsewhere Classified)
4722
Travel Agencies, Tour Operators
7513
Truck/Utility Trailer Rentals
2791
Typesetting, Plate Making, and Related Services
5978
Typewriter Stores
9405
U.S. Federal Government Agencies or Departments
5137
Uniforms, Commercial Clothing
5931
Used Merchandise and Secondhand Stores
4900
Utilities
5331
Variety Stores
742
Veterinary Services
7993
Video Amusement Game Supplies
7994
Video Game Arcades
7841
Video Tape Rental Stores
8249
Vocational/Trade Schools
7631
Watch/Jewelry Repair
7692
Welding Repair
5300
Wholesale Clubs
5698
Wig and Toupee Stores
4829
Wires, Money Orders
5631
Womens Accessory and Specialty Shops
5621
Womens Ready-To-Wear Stores
5935
Wrecking and Salvage Yards
Frequently asked questions
Here are the most frequently asked questions we get about Chargeback.
Yes. Chargeback alerts are the best way to keep your processor happy. Lowering your chargeback rate helps you avoid money holds, fines, rolling reserves, and even getting shut down.
Chargeback is a chargeback prevention service designed to do exactly what its name suggests—prevent chargebacks.
We achieve this by alerting you about transactions in which the customer has just requested a chargeback. We will then automatically refund these transactions before they escalate into chargebacks.
This helps reduce your chargeback rate, lower fees, and minimize potential payment processor issues.
Currently, we support Stripe, Shopify Payments, Braintree, Chargebee, and Recurly. We also plan to expand our integration to include Authorize.net and Airwallex.
You're only charged when we provide an alert. And every alert is a chargeback stopped. For a more detailed overview, please visit our pricing page.
We have no onboarding fees, no contracts, or monthly minimums. Chargeback is free to start, and we only charge per alert.
A chargeback alert notifies you of incoming chargebacks 24-72 hours before they're officially filed.
This allows you to automatically issue a refund to avoid the chargeback. Reducing your chargeback rate, lowering fees, and minimizing potential payment processor issues.
Integration with your payment processor typically takes a few minutes. Depending on the system you activate, we aim to have you live within 12 hours.
Yes, you can cancel our service at any time.
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