通过快速可靠的 MCC 查询,即时识别商家的类别代码并了解他们的业务类型。
什么是 MCC
商家类别代码?
一个 商家类别代码 (MCC) 是由信用卡网络和收单银行分配给企业的四位数字。该代码用于识别商家提供的商品或服务的类型,Visa和Mastercard等支付网络使用该代码对交易进行分类。MCC对于确定交换费、纳税申报和评估与特定商家相关的风险水平至关重要。
企业、支付处理商和金融机构依赖 MCC 数据来验证商户类型、检测高风险行业、防止退款和优化交易处理。MCC查询工具使您可以在几秒钟内轻松访问这些信息。
为什么要使用 MCC 查询工具?
MCC 查询工具允许您按代码或业务类型搜索卖家类别代码,帮助您快速了解商家的行业分类。这些信息对于防止欺诈和退款至关重要,使您能够在批准交易之前识别高风险商家。它还通过确保准确的税收和监管分类来帮助合规和报告。
除此之外,MCC数据还允许企业优化付款流程,收取正确的交换费,并减少交易处理过程中代价高昂的错误。通过获得准确的 MCC 信息,您可以做出更智能、更安全、更有利可图的付款决策。
谁从 MCC 查询中受益?
MCC 查询对于收购银行、支付处理商、PSP、金融科技平台、商户和市场非常有价值。金融机构可以验证商家的风险状况,防止身份欺诈,并保持对网络规则的合规性。
商家可以验证其分配的 MCC,以确保准确的费用结构和正确的交易分类。无论您是管理在线支付、招募新商户还是监控交易风险,拥有可靠的MCC数据都可以帮助您更高效地运营并自信地做出明智的决策。
Merchant Category Code
5714
Drapery, Window Covering, and Upholstery Stores
5813
Drinking Places
5912
Drug Stores and Pharmacies
5122
Drugs, Drug Proprietaries, and Druggist Sundries
7216
Dry Cleaners
5099
Durable Goods (Not Elsewhere Classified)
5309
Duty Free Stores
5812
Eating Places, Restaurants
8299
Educational Services
5997
Electric Razor Stores
5552
Electric Vehicle Charging
5065
Electrical Parts and Equipment
1731
Electrical Services
7622
Electronics Repair Shops
5732
Electronics Stores
8211
Elementary, Secondary Schools
9702
Emergency Services (GCAS) (Visa use only)
7361
Employment/Temp Agencies
7394
Equipment Rental
7342
Exterminating Services
5651
Family Clothing Stores
5814
Fast Food Restaurants
6012
Financial Institutions
9222
Fines - Government Administrative Entities
5718
Fireplace, Fireplace Screens, and Accessories Stores
5713
Floor Covering Stores
5992
Florists
5193
Florists Supplies, Nursery Stock, and Flowers
5422
Freezer and Locker Meat Provisioners
5983
Fuel Dealers (Non Automotive)
7261
Funeral Services, Crematories
7641
Furniture Repair, Refinishing
5712
Furniture, Home Furnishings, and Equipment Stores, Except Appliances
5681
Furriers and Fur Shops
1520
General Services
5947
Gift, Card, Novelty, and Souvenir Shops
5231
Glass, Paint, and Wallpaper Stores
5950
Glassware, Crystal Stores
7992
Golf Courses - Public
7801
Government Licensed On-line Casinos (On-Line Gambling)(US Region only)
9399
Government Services (Not Elsewhere Classified)
7802
Government-Licensed Horse/Dog Racing (US Region only)
9406
Government-Owned Lotteries (Non-US region)
7800
Government-Owned Lotteries (US Region only)
5411
Grocery Stores, Supermarkets
5251
Hardware Stores
5072
Hardware, Equipment, and Supplies
7298
Health and Beauty Spas
5975
Hearing Aids Sales and Supplies
1711
Heating, Plumbing, A/C
5945
Hobby, Toy, and Game Shops
5200
Home Supply Warehouse Stores
8062
Hospitals
7011
Hotels, Motels, and Resorts
5722
Household Appliance Stores
5085
Industrial Supplies (Not Elsewhere Classified)
7375
Information Retrieval Services
6399
Insurance - Default
6300
Insurance Underwriting, Premiums
9950
Intra-Company Purchases
5944
Jewelry Stores, Watches, Clocks, and Silverware Stores
780
Landscaping Services
7211
Laundries
7210
Laundry, Cleaning Services
8111
Legal Services, Attorneys
5948
Luggage and Leather Goods Stores
5211
Lumber, Building Materials Stores
6010
Manual Cash Disburse
4468
Marinas, Service and Supplies
1740
Masonry, Stonework, and Plaster
7297
Massage Parlors
8099
Medical Services
8071
Medical and Dental Labs
5047
Medical, Dental, Ophthalmic, and Hospital Equipment and Supplies
8699
Membership Organizations
5611
Mens and Boys Clothing and Accessories Stores
5691
Mens, Womens Clothing Stores
5051
Metal Service Centers
5699
Miscellaneous Apparel and Accessory Shops
5599
Miscellaneous Auto Dealers
7399
Miscellaneous Business Services
5499
Miscellaneous Food Stores - Convenience Stores and Specialty Markets
5399
Miscellaneous General Merchandise
7299
Miscellaneous General Services
5719
Miscellaneous Home Furnishing Specialty Stores
2741
Miscellaneous Publishing and Printing
7999
Miscellaneous Recreation Services
7699
Miscellaneous Repair Shops
5999
Miscellaneous Specialty Retail
5271
Mobile Home Dealers
7832
Motion Picture Theaters
4214
Motor Freight Carriers and Trucking - Local and Long Distance, Moving and Storage Companies, and Local Delivery Services
5592
Motor Homes Dealers
5013
Motor Vehicle Supplies and New Parts
5571
Motorcycle Shops and Dealers
5561
Motorcycle Shops, Dealers
5733
Music Stores-Musical Instruments, Pianos, and Sheet Music
5994
News Dealers and Newsstands
6051
Non-FI, Money Orders
6540
Non-FI, Stored Value Card Purchase/Load
以下是我们收到的有关退款的最常见问题。
是的。退款提醒是让处理器保持正常运行的最佳方式。降低退单率有助于避免资金冻结、罚款、滚动储备金甚至被关闭。
Chargeback 是一项防退款服务,旨在完全按照其名称进行操作——防止拒付。
我们通过提醒您注意客户刚刚要求退款的交易来实现这一目标。然后,我们将在这些交易升级为拒付之前自动退款。
这有助于降低您的退款率、降低费用并最大限度地减少潜在的支付处理器问题。
目前,我们支持 Stripe、Shopify Payments、Braintree、Chargebee 和 Recurly。我们还计划扩大整合范围,将Authorize.net和Airwallex包括在内。
只有在我们提供提醒时才会向您收费。而且每个警报都停止了退款。如需更详细的概述,请访问我们的 定价页面。
我们没有入职费,没有合同,也没有最低月费。退款是免费开始的,我们只对每次提醒收费。
拒付提醒会在收到的退单正式提交前 24-72 小时通知您。
这使您可以自动发放退款以避免退款。降低您的退单率,降低费用,并最大限度地减少潜在的支付处理器问题。
与您的支付处理器集成通常需要几分钟。根据您激活的系统,我们的目标是让您在 12 小时内上线。
是的,您可以随时取消我们的服务。
加入800多家企业,使用退单自动防止拒付——设置只需不到2分钟。