退款
MCC 查询

通过快速可靠的 MCC 查询,即时识别商家的类别代码并了解他们的业务类型。

什么是 MCC

商家类别代码?

一个 商家类别代码 (MCC) 是由信用卡网络和收单银行分配给企业的四位数字。该代码用于识别商家提供的商品或服务的类型,Visa和Mastercard等支付网络使用该代码对交易进行分类。MCC对于确定交换费、纳税申报和评估与特定商家相关的风险水平至关重要。

企业、支付处理商和金融机构依赖 MCC 数据来验证商户类型、检测高风险行业、防止退款和优化交易处理。MCC查询工具使您可以在几秒钟内轻松访问这些信息。

为什么要使用 MCC 查询工具?

MCC 查询工具允许您按代码或业务类型搜索卖家类别代码,帮助您快速了解商家的行业分类。这些信息对于防止欺诈和退款至关重要,使您能够在批准交易之前识别高风险商家。它还通过确保准确的税收和监管分类来帮助合规和报告。

除此之外,MCC数据还允许企业优化付款流程,收取正确的交换费,并减少交易处理过程中代价高昂的错误。通过获得准确的 MCC 信息,您可以做出更智能、更安全、更有利可图的付款决策。

谁从 MCC 查询中受益?

MCC 查询对于收购银行、支付处理商、PSP、金融科技平台、商户和市场非常有价值。金融机构可以验证商家的风险状况,防止身份欺诈,并保持对网络规则的合规性。

商家可以验证其分配的 MCC,以确保准确的费用结构和正确的交易分类。无论您是管理在线支付、招募新商户还是监控交易风险,拥有可靠的MCC数据都可以帮助您更高效地运营并自信地做出明智的决策。

Merchant Category Code

5714

Drapery, Window Covering, and Upholstery Stores

5813

Drinking Places

5912

Drug Stores and Pharmacies

5122

Drugs, Drug Proprietaries, and Druggist Sundries

7216

Dry Cleaners

5099

Durable Goods (Not Elsewhere Classified)

5309

Duty Free Stores

5812

Eating Places, Restaurants

8299

Educational Services

5997

Electric Razor Stores

5552

Electric Vehicle Charging

5065

Electrical Parts and Equipment

1731

Electrical Services

7622

Electronics Repair Shops

5732

Electronics Stores

8211

Elementary, Secondary Schools

9702

Emergency Services (GCAS) (Visa use only)

7361

Employment/Temp Agencies

7394

Equipment Rental

7342

Exterminating Services

5651

Family Clothing Stores

5814

Fast Food Restaurants

6012

Financial Institutions

9222

Fines - Government Administrative Entities

5718

Fireplace, Fireplace Screens, and Accessories Stores

5713

Floor Covering Stores

5992

Florists

5193

Florists Supplies, Nursery Stock, and Flowers

5422

Freezer and Locker Meat Provisioners

5983

Fuel Dealers (Non Automotive)

7261

Funeral Services, Crematories

7641

Furniture Repair, Refinishing

5712

Furniture, Home Furnishings, and Equipment Stores, Except Appliances

5681

Furriers and Fur Shops

1520

General Services

5947

Gift, Card, Novelty, and Souvenir Shops

5231

Glass, Paint, and Wallpaper Stores

5950

Glassware, Crystal Stores

7992

Golf Courses - Public

7801

Government Licensed On-line Casinos (On-Line Gambling)(US Region only)

9399

Government Services (Not Elsewhere Classified)

7802

Government-Licensed Horse/Dog Racing (US Region only)

9406

Government-Owned Lotteries (Non-US region)

7800

Government-Owned Lotteries (US Region only)

5411

Grocery Stores, Supermarkets

5251

Hardware Stores

5072

Hardware, Equipment, and Supplies

7298

Health and Beauty Spas

5975

Hearing Aids Sales and Supplies

1711

Heating, Plumbing, A/C

5945

Hobby, Toy, and Game Shops

5200

Home Supply Warehouse Stores

8062

Hospitals

7011

Hotels, Motels, and Resorts

5722

Household Appliance Stores

5085

Industrial Supplies (Not Elsewhere Classified)

7375

Information Retrieval Services

6399

Insurance - Default

6300

Insurance Underwriting, Premiums

9950

Intra-Company Purchases

5944

Jewelry Stores, Watches, Clocks, and Silverware Stores

780

Landscaping Services

7211

Laundries

7210

Laundry, Cleaning Services

8111

Legal Services, Attorneys

5948

Luggage and Leather Goods Stores

5211

Lumber, Building Materials Stores

6010

Manual Cash Disburse

4468

Marinas, Service and Supplies

1740

Masonry, Stonework, and Plaster

7297

Massage Parlors

8099

Medical Services

8071

Medical and Dental Labs

5047

Medical, Dental, Ophthalmic, and Hospital Equipment and Supplies

8699

Membership Organizations

5611

Mens and Boys Clothing and Accessories Stores

5691

Mens, Womens Clothing Stores

5051

Metal Service Centers

5699

Miscellaneous Apparel and Accessory Shops

5599

Miscellaneous Auto Dealers

7399

Miscellaneous Business Services

5499

Miscellaneous Food Stores - Convenience Stores and Specialty Markets

5399

Miscellaneous General Merchandise

7299

Miscellaneous General Services

5719

Miscellaneous Home Furnishing Specialty Stores

2741

Miscellaneous Publishing and Printing

7999

Miscellaneous Recreation Services

7699

Miscellaneous Repair Shops

5999

Miscellaneous Specialty Retail

5271

Mobile Home Dealers

7832

Motion Picture Theaters

4214

Motor Freight Carriers and Trucking - Local and Long Distance, Moving and Storage Companies, and Local Delivery Services

5592

Motor Homes Dealers

5013

Motor Vehicle Supplies and New Parts

5571

Motorcycle Shops and Dealers

5561

Motorcycle Shops, Dealers

5733

Music Stores-Musical Instruments, Pianos, and Sheet Music

5994

News Dealers and Newsstands

6051

Non-FI, Money Orders

6540

Non-FI, Stored Value Card Purchase/Load

经常问的问题

以下是我们收到的有关退款的最常见问题。

这会保护我的支付处理器吗?

是的。退款提醒是让处理器保持正常运行的最佳方式。降低退单率有助于避免资金冻结、罚款、滚动储备金甚至被关闭。

什么是退款?

Chargeback 是一项防退款服务,旨在完全按照其名称进行操作——防止拒付。

我们通过提醒您注意客户刚刚要求退款的交易来实现这一目标。然后,我们将在这些交易升级为拒付之前自动退款。

这有助于降低您的退款率、降低费用并最大限度地减少潜在的支付处理器问题。

您支持哪些集成?

目前,我们支持 Stripe、Shopify Payments、Braintree、Chargebee 和 Recurly。我们还计划扩大整合范围,将Authorize.net和Airwallex包括在内。

它要花多少钱?

只有在我们提供提醒时才会向您收费。而且每个警报都停止了退款。如需更详细的概述,请访问我们的 定价页面

是否有入职费、合同或最低月费?

我们没有入职费,没有合同,也没有最低月费。退款是免费开始的,我们只对每次提醒收费。

什么是警报?

拒付提醒会在收到的退单正式提交前 24-72 小时通知您。

这使您可以自动发放退款以避免退款。降低您的退单率,降低费用,并最大限度地减少潜在的支付处理器问题。

我们还有多快才能上线?

与您的支付处理器集成通常需要几分钟。根据您激活的系统,我们的目标是让您在 12 小时内上线。

我可以随时取消吗?

是的,您可以随时取消我们的服务。

我们错过了什么吗?
如果您还有其他问题,请随时联系我们。

立即降低您的争议率

加入800多家企业,使用退单自动防止拒付——设置只需不到2分钟。