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Deflect

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Make purchases recognizable with Deflect

Consumer Clarity and Order Insight help customers recognize purchases through participating banks.

Chargeback Deflect digital receipt

“Chargeback.io has been essential to our business. It protects our Stripe account and ensures it stays in good standing. Without it, we’d face serious challenges with payment processing.”

Ethan Reynolds
Chief Executive Officer at AudioShelf

Trusted by 1,500+ businesses to protect their gateway and increase revenue

Digital receipt delivered to the banking app

One setup for both networks

One guided setup prepares your receipt details for Consumer Clarity and Order Insight.

Order and delivery evidence

Know what Deflect delivers

Track matched inquiries, lookup costs, and reported disputes avoided to assess Deflect’s value.

Deflected dispute reporting

Make unfamiliar charges recognizable

Show your business name, order details, and support contacts to help customers recognize purchases.

Issuer coverage

Understand each lookup charge

See the transaction, network program, and fee behind each bank lookup.

Features in
Deflect

Book a demo

See how Deflect helps you prevent losses and reduce manual work.

Chargeback Deflect dashboard

Recognizable purchases

Help customers recognize purchases through information shown by participating banks.

Answers at the bank

Give bank agents purchase details to resolve customer questions.

Inquiry visibility

Review bank inquiries and matched transactions in one place.

Keep purchase details accurate
and lookups visible

Manage receipt updates, network enrollment, and lookup activity from one dashboard.

Receipt detail view

Check both network enrollments

See enrollment status and receipt activity for Consumer Clarity and Order Insight.

Descriptor matching

Keep your business details current

Update your receipt profile and see when changes are waiting for review.

Delivery tracking in the receipt

Resume without losing context

View past lookups while inactive, then re-enroll to resume new activity.

Support contact route

Show customers a clear receipt

Bring your business name, purchase details, and support contacts into one receipt.

Deflection reporting

Know what’s left to set up

Complete receipt setup with a checklist showing what’s done and what’s left.

Works alongside Prevent

Find the lookup you need

Filter by date, card, amount, program, or fee to investigate a specific request.

Questions about setting up Deflect?

Get answers on coverage, setup, what customers see, and billing.

What does Chargeback Deflect do?

Chargeback Deflect uses Consumer Clarity and Order Insight to share purchase details with participating banks. These details help customers recognize unfamiliar charges and reduce confusion that can lead to disputes.

Which banks show the receipt?

Coverage comes through the card networks' enriched data programmes, so it spans a large and growing share of issuers. Where an issuer does not yet display enriched data, the receipt simply is not shown, and you are not charged for it.

Do I still need chargeback alerts if I use Deflect?

Deflect works before a dispute is raised, by answering the cardholder's question at the moment of doubt. Prevent works after, giving you a window to refund once a dispute has been filed. Most merchants run both.

Does it need development work?

No. Connect your processor, confirm your billing descriptor and your branding, and receipts start appearing on the next transactions. There is nothing to build and nothing to add to your checkout.

What purchase details can customers see?

Only what helps the cardholder recognise their own purchase: merchant name and logo, order items, amount, date, delivery status and your support contact. No card data and no information about other customers.

How do I know it is working?

The dashboard reports how many receipts were delivered, how many enquiries resolved without a dispute and what that saved you in fees, and you can export the record for your acquirer.

What does it cost?

You pay per delivered receipt, with no monthly platform fee and no minimum volume, so the cost tracks the disputes you actually avoid.

See your chargeback results

Track chargebacks prevented and fees saved in your Chargeback.io dashboard.

Get started
Chargeback dashboard